By Stephanie Mojica
After Valentine’s Day and other expensive winter holidays such as Christmas and New Year’s, your credit card interest payments may be piling up. You can combat this type of post-holiday financial bloat by finding—and using—0% APR balance transfer credit cards. Balance transfers allow you to move debt from a high-interest rate credit card [...]
Many of us make New Year’s resolutions, especially where money and diet are concerned. Grab some or all of these top 10 ways to save money while enhancing your life in 2011 and beyond.
1. Declutter
Start the New Year by cleaning your house, clearing clutter and making sure everything is where it should be. You may [...]
One New Years resolution that can really pay off for your financial health is to improve your credit score. Often times a bad credit score can be attributed to bad money habits. The New Year is a good time to kick those habits and start financially healthy ones.
For years, when I was deep in debt, my credit cards ruled me. The balances that I carried on them never seemed to decrease and were a constant strain on my life. The money that I was wasting on interest fees was outrageous! For the longest time, simply carrying these things around in my wallet was costing me money.
Before online shopping became popular, you’d have to patiently sift through the Sunday newspaper to find the latest coupons or drive out to the stores to see if they had any ongoing coupon promotions. Those days are now behind us as it’s possible to get the best online coupon deals to save money from the comfort of your living room.
We’ve all heard the story of Cinderella with the wicked step-mother and step-sisters, the fairy Godmother and the magnificent ball. We’re all familiar with the ending where Cinderella finds her prince and they live happily ever after. This is a story about what I call “Cinderella Loans” and it’s different from the fairy tale because if you take out one of these loans you may end up in a nightmare instead of a fairy tale.
When I was in college, I had a great time, but even so, I didn’t maximize my experiences nor did I optimize my Finances as well as I could have. Now you may be thinking that if I didn’t maximize my experiences by spending for such things, that I would have been maximizing my finances, but I didn’t.
One of the hot financial topics today is identity theft. And if you think it can never happen to you, you are wrong. According to the Federal Trade Commission (FTC), there were 1.3 million people falling victim to the crime, which accounts for 21% of total complaints. Here are some examples of identity theft that I have first and second-hand experience with.
Black Friday is almost here, and there will be some great deals to be had – if you know where to look, and if you plan ahead. Without a plan, you are sure to miss out on the best deals, and will more than likely end up spending more that you want. These tips can help you maximize your holiday shopping experience, nab the best deals, and stay within your budget.
Welcome to this weeks edition of Sherpa Picks! This week we found some awesome articles on holiday entertaining, online banks, and more!
Tomorrow, Saturday November 13th, I turn 23. 23! Yikes! I mean I know it’s not that old, but to me, it feels old. And now that I’m one day away from being 23, I’ve realized it’s time to start being more financially responsible.
Are the holidays tough on your budget? Buying gifts for all your friends and family can really take a bite out of your savings account. It’s tough because you want to show you care about all of them but all those presents can get pretty expensive.
Personal Finance HeadlinesAll content copyright Green Sherpa (Mighty Cookie Inc.) 2010.
